Hello. The answer to your question is yes. You can make appointments and sit down with as many banks as you like for a mortgage, your credit may be checked many times but the credit bureau is aware that people shop for a mortgage rate and take that into consideration when seeing all the credit checks. As a Mortgage Agent my job is to do exactly that for my customers, I have access to all the major lenders and even the smaller lenders that have better rates because their names are not as well known. I pull only one credit bureau and with that bureau I can shop the mortgage to all the lenders to find a lender that has the best rate and the best product for your particular situation. I do all the running around and I do not charge my clients for my services. I am available from 9am to 9pm and can handle all the small stuff for my clients, I also work across all of Canada except Quebec. Contact me at any time: Abraham Niyazi Mortgage Agent Lic#M08010640 www.easyrate.ca 416-993-4082 1-866-728-3708 x 115