haha no, why would you even ask this?

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Hi, i am 26 (soon to be 27) years old, and i feel like im not doing something right in my life. i'm talking about pay decisions for the future. my current paystub right now says: type

I think it's pretty reasonable. You can make money from the side by doing anything from baby sitting to becoming a powerseller on ebay, so don't be scared about not doing something 'smart' with your money. if you ever want to make some extra money by not doing much, you can try blogging, or http://www.udrivetheypay.com/ (they pay you to drive your own car), or get paid to do surveys, etc. Your young so far so don't worry so much because you have the rest of your life ahead of you Hope This Helps :)

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I want to know what happens to my income deductions as a temporary resident? i.e. i am an australian on a working holiday visa being paid a full-time employee in toronto, canada, and apart from the federal income tax, i have 1.7% and 4.7% being deduced from my gross income for ei and cpp. ei, what happens if i never claim my ei before i leave canada? what happens to my cpp? i do not envisage at this stage retiring in canada, so can i claim some of that back?

No, EI and CPP premiums are non-refundable.