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Do you have to reapply when renewing your mortgage

 
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Vote:
Asked by
Buford


Do you have to reapply when renewing your mortgage?
0     In Mortgage Cont.20

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    Q. How long after being denied a mortgage can you reapply?


    "The bank directly and they denied your mortgage application for which ever..."



    If you applied through the bank directly and they denied your mortgage application for which ever , I would say 6 to 8 months.What you need to know as to what prompted the decline in the first place.Now, if you were dealing with bank directly, you might not get a straight answer depending on who you speaking to. I would suggest you find a mortgage broker as they can analyze your situation and provide you with a straight talk .

    This answer closely relates to:
    • Renew mortgage canada reapply
      • If i had a mortgage agent for my mortgage deal a year ago and now i want a heloc do i call the bank directly or through the mortgage agent?
      • Can i reapply after being denied for a mortgage application?

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    Can you help us by answering one of these related questions?
    1. Do you require a lawyer when renewing a mortgage in ontario?
    2. When you are renewing mortgage do you stay with same amortization period?
    3. If your are renewing your mortgage in the same lender do they still do a credit check?
    4. Does a change in job situation prevent you from renewing mortgage?
    5. Is your credit history checked renewing mortgage?
    6. Will a lein on your house prevent renewing a mortgage?
    7. Can a citifinancial loan prevent you from renewing your mortgage?
    8. Does renewing your mortgage require a credit check?
    9. How will bad credit affect renewing a mortgage canada?
    10. Can my credit score effect renewing my mortgage?

    We need your help! Please help us improve our content by removing questions that are essentially the same and merging them into this question. Please tell us which questions below are the same as this one:

    Q: Do you have to reapply when renewing your mortgage?
    • 75% - When porting a mortgage do you have to reapply?
    • 75% - Do you have to reapply with a portable mortgage?
    • 74% - How long after being denied a mortgage can you reapply?
    • 73% - My mortgage is up for renewal, do i have to reapply for a higher amount?
    • 72% - When a mortgage loan is turned down how long do i have to wait to reapply?
    • 63% - What would be my penalty for renewing my mortgage?
    • 63% - What happens when renewing a mortgage job loss?
    • 63% - When to start looking for a mortgage when renewing?
    • 63% - What effects renewing mortgage?
    • 63% - What if im renewing mortgage but am on disability?
     

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