I am divorced and my ex had money taken from his pay to purchase US Savings bonds on them it states his name and then POD and my name when he dies who are they payable to me or his family and in pre divorce agreement he agreed and signed it to keep me on as beneficiary but it is not mentioned in final divorce am I entitled to that insurance money

if my husband dies and i am not on deed to house what happens

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My wife and i have been married for eight years, the house is in her maiden name. she saids that i will automatically get the house and that she cannot put it in our names because i have a bad credit history and she is afraid that they might try to get the house, if she dies does the house come to me or not.

legally no, it will either be given to her children, parent, or niece/nephew or even cousin if anything happens to her unless she decides to give it to you.

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So my ex-husband and i have been divorced, and were divorced on the grounds of him being violent and abusive, the relationship could of lasted much longer and i was very happy before all of this started. i originally just wanted a divorce and to get the custody arrangements sorted, which they have been now. he is now becoming a complete a** and will not give me any help etc towards the children and i can see things turning nasty with the need of the csa etc. we are going through the financial settlement process, and i have put a charge on the house so my husband is unable to sell it. however he is going in for heart surgery in a couple of weeks and has updated his will so i receive nothing upon his death. so what happens in the unlikely event he does die when we are going through the divorce financial settlement? do i automatically get nothing, or am i entitled to some assets? as this is uk answers, obviously i am based in the uk, so uk law is to apply.

You state on the one hand that you are divorced and on the other that you are still negotiating. The answer will depend on which fact is correct. Whilst you are married, your assets are joint and he is not permitted to cut you out of his will. An attempt to do this will be overturned by the court. Moreover, the house will become yours automatically if both names are on the title deed (joint tenants). Once you are divorced, your assets will be your half of the division which will be unaffected by any action he might take and you will not have any claim on his half even if he were to die intestate.

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Live in wisconsin--i bought the house 5 yrs before we were married & just wondering if i need to write a will & specify he gets it or if he just gets it automatically. thanks!

You need a Will or you can quitclaim it by deed from you to you and him. Property owned before marriage will not pass to your husband when you die. EDIT: I'm puzzled why the answer following mine disagrees with my assessment. How can we assume the husband gets it automatically on these facts? The only safe assumption is that the poster needs either a Will or to deed the house to the husband. If we answer these questions on the facts as asked, we have no basis to assume the husband is the only heir.

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We are considering community property vs. community property right of survivorship. upon first glance, it appears that the 2nd option provides protection b/c if either spouse dies, then the other would automatically assume 100% ownership. what are some reasons that people would choose the 1st option? is it when one spouse or the other wants to make sure that their half is passed on to someone other than the surviving spouse? what may be some other reasons? thanks.

the only way i could see viably using the other option if if you have a second wife/husband and you want the estate to go to your children from your first spouse. i cant think of any other reason to do something like that

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My state isn't a community property state. my home is in my name alone, not my husband's. do i need to make a will to leave it to him in case something happens & i die? or will it be his automatically? oregon he owes money to the state (long story, he's working on it) and they'd put a lien on the house if his name were on the deed.

quitclaim the property to you and your husband as joint tenants with rights of survivorship. Immediately after one of you dies, the other becomes the sole owner with no tax liability. It is an automatic transfer. If he owes money to the state, put the house in an irrevocable family trust with him as a beneficiary. Actually, a family trust is the best way to go anyway. Check into it with an attorney. You shouldnt try to do this yourself.

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My husband and i live in my mother-in law's home and we pay the full mortgage. she would like to sell the house to us, but finacially we cannot afford it at the moment. is there a way that we can add our names to the deed so that if she dies the house automatically goes to us?

yes you need to do a grant deed go online and research what a grant deed is then either find a local legal aid or someone who knows have to draft one and its that simple just remember the mother in law need to grant over to you and the husband including the mother in law as as joint tenants.if there is other siblings this is still contestable in court unless a will specifically declares you both but you need more proper legal advice than i give here. but its good thinking for and ever one tho remember without the home either willed or survived through vested interest the home goes to probate. great question

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He left £800 in his bank account and the mortgage was paid off with our life cover we had. the lenders are trying to find a way of using the equity in my house to pay the loan back, i have been advised that the house is automatically handed down to me his wife and they doesn't form part of his estate. are there any solictors or people in the know who could give me some further advice i'm at my wits end with worry besides grief for my husband who died age 40 in august this year. thanks...

If it is an unsecured loan, then they cannot use your home, also, if the loan was only in his name, there is no way they can claim the loan off you either! The only leg they have got to stand on is if he lied on the application, but with him dead, there is not much they can do about that either!

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We live in the uk. my husband and i have been married for 20 years and our house, which we have lived in, is fully paid for but the deeds just have his name on. we have made a will but will there be a problem if he dies before me or will the property automatically pass to me as stipulated in the will?. or do i really need to have my name added? i paid the morgatge and have contributed to all the bills for the last 20 years.

Providing the will gives you the house, you should be fine. However, to avoid confusion, it might be better to have the house changed into both your names as "tenants in common" (not joint tenants) as that way, the house is not bequeathed to you, it is yours to begin with.