If you need to keep the house, call me and I do arrange real equity lending - meaning I will use the equity on your property to momentarily ease your financial status until you get back on your feet. Check with your bank as they may add additional interest on the late payments or foreclose you. You can also skip a payment at no charge (most banks offer this feature) I think once a year. Also check with your mortgage insurer if there is a plan available for you to momentarily get you out of trouble. email me - debtfree@victorcatalan.ca if you need further information.

In Canada, speak with the bank and address this issue a front. They can tell you what is needed. Why are you late in payments ? If this is a temporary circumstance, email me and I will see if we can help you get back on your feet.

Powered by

Score 620 tu and 640 eq .. score pulled while cc were maxed. now paid off in full and waiting for report to update to see new score salary 44000 2 credit card 1 $200 limit 1 $500 limit. 1 loan 4500/5000 payment 220 1 loan 7700/10000 payment 330 all negative credit items have been paid off years ago but are still on there which is why the scores are low. no lates in the past year 1 30 day the year before that...nothing i can do now aside from wait for the negatives to fall off. the worst is 1 student loan default (now paid) but still showing all the 120 day late history. many loans paid with no lates. car/consolidation etc.. my rent currently is $740, lease is up in march ..rent will go up at that time, which is why i am looking now. i also have a person to move into new house. my family is willing to help with the purchase of the home (which i want to keep as little as possible) i'm guessing will be between 10-20 thousand for downpayment/closing costs etc... hopefully less. option 1) consolidate those 2 loans into 1 for a combined payment of 340ish but what will that do to my score since it will be a new loan when i apply for mortgage?? option 2) pay off one or both of those loans prior to purchasing and have less money for a deposit. that will show only $700? available credit on report - how badly will this hurt score? i'm not sure what kind of a deposit i'll have to put down so i'm leary about changing anything on my report and making things worse ...any ideas??

Mortgage loan is a term used for the loans secured by a property. Mortgage loans refer to a loan secured by residential property, often for the purpose of securing real estate. Mortgage loans are priced lower than other loan structures because the value of the property risk for the lender. http://www.worldbestloans.com/ A fixed rate mortgage loan has its own benefit. If the borrower is budget conscious, he will remain at peace because the monthly mortgage amount will not change.Fixed rate mortgage loan is a loan where the interest rate remains the same through the term of the loan. Fixed rate mortgage loans are the most traditional form of loan.