You will be put on a "cash" status and be unable to finance your insurance for two years.

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3 payments behind on car lease don't have any money right now and can't get a loan to fix it tryed a payment plan they won't do it. now i am stuck. what can i do now?

Remove all personal items of value from the car and watch out the window for the tow truck, 'cause it'll be coming soon. Actually you'll get several letters warning you the tow truck is on the way. You're probably past that point already if they refuse to work out a refi or payment plan.

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I agree that one option is to sell your car. The other option is to contact your lender. Most of them are willing to work with you if you come to them before you become delinquent on the account. Some may offer to refinance, some will be willing to do an "interest only" payment for a set period of time which means your payments would be added on to the end of your loan. It is best to act first with these situations, they are more willing to work with you in these cases. Also be aware that depending on where you are, most Workforce Services office will help you if you get "laid off".--Some even offer paid training for another job.

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my daughter had her car repoed two years ago. she paid the late payments, late fees, storage fees, and all the other fees that were added on- she got the car back. call the loan co. and find out what is needed. If they sell the car at auction and do not get enough to pay off the loan you are still responsible for the remaining loan balance. When you lost your job, did you call the loan co. and tell them-they would have worked with you.

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1) i owe 2k in car payments. if i file bankruptcy will i be able to keep the car and continue payments? 2) if my car gets repoed do i still have to keep making the payments on the loan?

There are different types of BR bt I just went thru i. YOU CAN KEEP THE CAR AS LONG AS YOU MAKE PAYMENTS OR ANything else U owe on BUT if U owe 2k and the car is wortth 6k, then the BR rep will apply the 4k towards the ammount you can declare. In other words yo have to give the gov. the equity in your car. Now maybe the cars only worth 2200, thn its no a bige You really need at BR attorney and to PLAN ahead. IF you own anything, they take it or make yu pay a percentage of its value to keep it- I said PLAN ahead but you cant sell your piece of proprty a month befor you file BRp needs to be lots longer. Dont lie when she ask questions- she will only ask what she alrady knows if there is a record of it- like a lawn mower you biught last year or a car, property etc- amything you pay taxes on or license plates- she has those rcords. Main rule is if you are going to file-be DEEP in debt as it screws your credit and its 7 yeras before U cn file again. 2) if they repo the car and you owe 3k(3000) and it sells for 2k, then U still owe 1000. Tr to sell it for what U owe on it or more before U allow it to get repoed as U usually dont come out. You can usually talk to B atty one time free-so have allpaperwork wih U- dont have to guess at what U owe or own- have a list of all possesions and all debts and shop around for a BR lawyer- its a simple procedure so U don want to pay a high dollar atty. to fill out some forms.They make u take classes on line and pay for tm- what a waste- suppose to help U learn how U got over yourhead and how to manage $$$

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I like this girl. we have had sex 3 times but she doesnt like me. we have had 3 huge arguments and now we dont have sex anymore. recently she lost her job and now is 3 months behind on her car payment and it will be getting repoed soon. i can pay for her car but ill only do it if she sleeps with me again. so girls would you sleep with a guy to avoid having your car repoed?

I would not.

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I am 3 months behind on my car payments. i already asked for an extension and they denied me because i received an extension earlier this year. i dont want my car to get repoed. do i usually get a letter before i get repoed? or does it just happen? i have about a month before i can start catching up on my payments. what should i do?

they will repo it if you are 90 days late, and they do not have to send you a letter. the bank does not want to repo the car, they will lose money. call them and try to work something out with them. if you can just make one payment on it now they should wait until next month to get caught up.

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They will sell the car and you will owe what ever the difference is. For example, if they sell the car for 5,000 and you owe 10,000, you will have to pay 5,000. I

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Im on the verge of moving and i owe the dealership 200 dollars, my car note was due march 4 of 300 dollars i gave them 100 they didnt give me any notice or nothing they just came and got the car what should i do i think thats against the law now mind you i only made one partial payment and i been doin buisness with them for over a year and they came and got the car 7 days later

You breached the contract that you signed and they took THEIR property under the terms and conditions of what happens when you breach the contract. Please explain what you think is illegal.

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Help! my car was repoed and i paid all the payments to date to the dealer. however, i found out that the repo company does not have a valid business license and was advised to go request my vehicle back. however, i found this out after the dealership had collected the car back. now they are asking me to either get their money back for them from the repo guy or pay the repo fees. what can i do? i know you have to pay the fees for a repo, but this repo co has no business license and the dca told me i didn't have to pay anything. problem is, the dealer already paid the fees to them and has my car and is asking us to get their money back.

One way or another you will have to pay all costs incurred for the repossession.

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It would sound like your weren't making payments to the dealership. Was there some kind of mistake? Talk to the dealer or the bank. They can give you the details. Hope it works out.