I Already Have Too Many Credit Cards Kylah Council is taking this assessment. 1. When you pay a bill in full, you are _____. (1 point) paying it o

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I Already Have Too Many Credit Cards Kylah Council is taking this assessment. 1. When you pay a bill in full, you are _____. (1 point) paying it off defaulting maximizing profit zeroing 2. APR stands for _____. (1 point) annual partial rate amortized percentage rate annual percentage rate amortized partial rate 3. When calculating interest accrued, you should ____. (1 point) multiply the principal by the APR multiply the principal by the APR and number of months multiply the principal by the APR and number of months, then divide by the total number of months in the year multiply the principal by the APR and the number of months in the year, then divide by the number of months earning interest 4. _____ are used to take money directly from your account. (1 point) Charge cards Debit cards Credit cards Cash cards 5. A pack of gum would be considered a(n) _____. (1 point) luxury item small ticket item unaccountable expense necessity 6. Interest rates on mortgages are lower because the home is _____. (1 point) used secured collateral stable 7. You have a mortgage of $125,600.00 at a 4.95% APR. You make a payment of $1,500.00 each month. What is your principal balance at the beginning of the third month? (1 point) $122,600.00 $123,632.15 $123,636.20 $122,654.30

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