My credit score is 650 and i just cleared all my credit card dues..and previously i had one loan in abn amro bank ,i have properly paid all my dues b

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My credit score is 650 and i just cleared all my credit card dues..and previously i had one loan in abn amro bank ,i have properly paid all my dues but inspite of that they have written off the loan ...apart from this i have cleared all my loans and credit card dues..now i want to apply for home loan..i want to know when will my credit score will improve ,so that i can apply for the home loan

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